1 Purchase Summary
Purchase Price
Deposit ()
Loan Amount
Stamp Duty
Conveyancer / Solicitor
Building & Pest Inspection
Loan Establishment Fee
Title Search & Registration
Other Upfront Costs
Total Transaction Costs
Total Cash Required Upfront
2 Monthly Expenses Breakdown
Mortgage Repayment (P&I)
Council Rates
Water Charges
Home & Contents Insurance
Maintenance Reserve
Body Corporate
Other Monthly Costs
Total Monthly Cost
Stress test — repayment at
3 Investment Projection
Cost vs Return over Years
Capital growth (gain in value)
Rental income collected
Total return
Transaction costs (incl. stamp duty)
Interest paid
Ongoing holding costs
Total spend (excl. principal)
Principal repaid over the period () is excluded from spend — it converts into equity rather than being lost.